Chemung Canal Trust Company (Elmira)

About Us

Since 1833, Chemung Canal Trust Company has been the premier financial institution of choice, helping people start businesses, build dream homes and secure their family's future.

Chemung Canal Trust Company is an independent community bank which has served the financial needs of businesses and individuals for over 180 years. We trace our roots to the opening of our namesake, the Chemung Canal, in 1833. Today, we operate 34 branch offices in 11 New York State counties and 1 Pennsylvania county.

Most important, we remain steadfast to our community banking philosophy and business model which means we build long-term relationships with our clients and play a vital role in the communities we serve. Deposits gathered locally are channeled back into our local communities in the form of loans to businesses, individuals, organizations and other enterprises. Decisions are made locally, not in some far-off distant city.

CanalCare is a pledge from every one of us at Chemung Canal Trust Company to do everything within our power to make your business with us as helpful, friendly, prompt and courteous as possible. If it means meeting with you outside normal business hours or on a weekend, we’ll do it. CanalCare also means we’ll return your calls and answer your questions quickly. You’ll receive fast answers on loan applications, and knowledgeable help offered professionally with no “hard sell” approach. Since people like to do business with people they like, we’re committed to treating our clients and each other with the utmost courtesy and respect.